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Todays Rates

2-22-2012

Purchase & No Cash Out Refinances

30 Year Conforming

3.750% @ No Pts.
APR = 3.923%

3.250% @ 2 Pts.
APR = 3.529%

15 Yr. = 3.250%
No Pts. APR = 3.379%

10 Yr. = 3.000%
No Pt. APR = 3.196%

Rate & Term Non-Owner
75% Loans Available

7 Yr. Conforming 5/2/5

ARM 3.375%
APR 3.876%

FNMA Jumbo Fixed
Max Loan $625,000

30 Yr, = 4.375%
No Pts. - APR 4.492%

15 Yr. = 4.125%
No Pts.- APR 4.261%

Super Jumbo Available

30 Yr = 4.875%
No Pts. - APR = 4.997%

21 - 45 Day Locks Available after receipt of Loan Application (1003) & GFE Acceptance

Cash Out Refinances available

All Quoted Interest Rates Are Credit Score Sensitive

All programs restricted to California Properties

Rates Subject
To Change
Without Notice

Commercial Loan Programs Available

Have a question? We have answers...

Go to www.freeandclear.com and use my "Mortgage Underwriting Calculators" to determine if you qualify for a specific loan amount.

"Stretching your real estate dollars is my business." Harry L. Jensen

In todays lending world, the mortgage borrower requires an experienced mortgage professional to help with difficult lending decisions. Harry can make the process of securing a mortgage loan simple and straight forward, by offering borrowers mortgage loan programs that enable borrowers to make sound financial decisions.

Single family, Condo, 2-4 Units, Apartment, Commercial and other loan programs are available through Harry.

Fannie Mae HomePath 3% down loan programs available to qualified buyers.

First (1st) time home buyers are encouraged to contact Harry L Jensen @ 619-275-8390 for real estate planning and mortgage loan advice.

"Stretching your real estate dollars is my business!" Harry L. Jensen

Go to www.freeandclear.com and click on my "Mortgage Underwriting Calculators" and get a good idea of your real estate loan possibilities.

Go to www.reldt.com to get answers for all your real estate questions.

San Diego and California Home Loans

Harry L Jensen is a graduate of San Diego State University with a Bachelor of Science Degree in Physics. After leaving the Air Force, Harry became involved in Mortgage Banking in 12/1972. Harry became a Mortgage Broker in 10/1976 and a California Real Estate Broker in 4/1977. He understands that every borrower is different, and offers borrowers a variety of mortgage programs including conforming, jumbo and difficult loan products.

2445 Morena Blvd.
Ste. 102
San Diego, CA 92110-4156

www.freeandclear.com

www.reldt.com